Last updated: 3 August 2026

These terms govern your use of wallstreetwithoutwalls.com (the “site”). By using the site you accept them.

This is the term that matters most, so it goes first.

Everything on this site is general editorial analysis and journalism. It is not investment advice, legal advice, tax advice, accounting advice, or a recommendation to enter into or refrain from any transaction. We are not a registered investment adviser, broker-dealer, law firm, or accounting firm, and no reader relationship with us creates a fiduciary or advisory duty.

Community development finance is a regulated and fact-specific field. Programme terms, certification rules, allocation rounds, tax treatment, and rates change, and they apply differently to different institutions. Before acting on anything you read here, consult advisers who can look at your actual circumstances and current authoritative sources.

Accuracy and currency

We write from primary sources and correct errors of fact promptly. We do not warrant that any article is complete, current, or free of error. Articles carry a publication date and, where revised, a modification date; treat time-sensitive figures as accurate as of that date and verify them independently before relying on them.

Where we describe a federal programme, the governing documents published by the relevant agency control — not our summary of them.

Intellectual property

Articles, analysis, and original graphics on this site are our copyright. You may quote briefly with attribution and a link. You may not republish articles in whole or substantial part, or use this content to train machine-learning models, without written permission.

Third-party names, marks, and programme names referred to here belong to their respective owners and are used for identification and editorial reference only. Their use does not imply any affiliation with or endorsement by those parties.

No affiliation with the former Wall Street Without Walls initiative

This publication is not affiliated with, and is not a successor to, the Wall Street Without Walls initiative or the Capital Markets Access Program, a nonprofit effort active from roughly 1998 to 2012. We have no organisational continuity with that initiative, its funders, or the Federal Reserve Banks that hosted its programmes. Coverage of that organisation is editorial reference only.

We link to government agencies, academic sources, and industry publications for reference. We do not control those sites and are not responsible for their content, accuracy, or privacy practices. A link is not an endorsement.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage — including lost profits, lost opportunity, or indirect or consequential loss — arising from your use of, or reliance on, this site. The site is provided “as is” without warranties of any kind.

Governing law

These terms are governed by the laws of the Province of British Columbia, Canada, and the federal laws of Canada applicable there, without regard to conflict-of-law principles.

Changes

We may update these terms; the date at the top will change when we do. Continued use of the site after a change constitutes acceptance.

Contact

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